Financial Planning Melbourne
An experienced financial planner, I offer financial planning services to people in all stages of life - not just retirement/ aged care advice. I have a deep passion for helping individuals and families make smart financial decisions. I believe that financial security isn’t only about what you earn, but also how you plan, spend and invest. I specialise in creating practical financial strategies that empower clients to achieve their goals.
I am dedicated to providing financial advice for businesses, families, and individuals - including guidance on superannuation, self-managed super funds, personal insurance, wealth creation, aged care, Centrelink, retirement planning, estate planning and investment management.
Who comes to see me for financial advice?
People planning for retirement
A focus on pre-retirement strategies such as analysing superannuation, maximising retirement funds and minimising taxes. We would plan for future inheritances, family estate planning and intergenerational wealth management. We plan for your ideal retirement with strategies designed to maximise your wealth and minimise taxes.
Downsizers
Together, we would explore investment options for the proceeds of the home sale, such as adding to superannuation or other safe investments and Centrelink implications. We would also go through tax scenarios when reinvesting proceeds. It is also critical to review super strategies and estate planning in order to maximise intergenerational wealth (if that is something important to you).
Retired women looking for financial advice
In my experience, many older women do not feel confident managing finances, especially after a partner’s passing or when handling an inheritance. Helping women take charge of their financial future is a passion of mine. It is so important to make informed financial decisions without relying on well-meaning friends/ family and their advice. I want women to feel empowered with their finances by providing strategies for tax planning, retirement income and navigating Centrelink. There are no stupid questions – I will take the time to ensure you understand your situation and options so you can walk away with personalised strategies and importantly, peace of mind.
People entering a retirement village
We would discuss funding entry into a retirement village, manage ongoing costs and what happens when it’s time to exit. We would provide advice on what to do with leftover funds after downsizing and how to manage Centrelink requirements and we can also deal with Centrelink on your behalf – which our clients love!
