Aged Care Financial Services

At Aged Care Specialists Victoria, we believe that when the time comes to enter aged care, it should be as seamless and easy as can be- but it often is not. 85% of people who enter aged care come direct from hospital, perhaps they had a fall at home and the doctor advised they won't be able to go home. It is often a shock to have to put mum or dad into care, and a difficult time for the whole family. 

We are financial planners however we specialise in aged care finances. From personal experience, we know this is a really difficult time with a lot of information to consume in usually a short amount of time once you find out a loved one needs to enter care.

At your appointment with us, we take the time to understand your story and go through where you are at currently. We take you through the process of entering aged care, explain fees and how they may affect your loved one.

We work with you on providing detailed options so you and your family can make an informed choice when it comes to choices like selling the family home, using savings, gifting money etc.

Image of Claudia, Director

Our Services Include

  • Reducing your income-tested or means-tested care fees

    The government will assess your loved one’s incomes and assets, and from there, they will determine how much financial help you are eligible to receive from the government. Your home care provider will then determine your home care fees based on this. We involve ourselves even at the assessment stage so that you and your family can maximise your opportunities to save money.

  • Exploring all options to maximise your Centrelink or Veterans Pension

    Whether or not your family member is currently receiving help from Centrelink or other providers, we can help you ensure you are receiving what you are entitled to.

  • Explaining the fees, charges, and entry and exit costs

    We appreciate that the fees and charges involved in aged care are overwhelming. We take the time to explain these to you in easy to understand terms.

  • Look at options to retain the family home and still cover the accommodation costs

    We understand how important your family home is to you, so we do our best to help you send your loved one to an aged care facility without having to lose the home. Many families think they need to sell their childhood home to cover accommodation fees for aged care, but there are options in most cases which we explore options together.

  • Comparing a range of scenarios to work out the most affordable option

    We will delve into the possible options for your family and provide the details on each scenario so you can make an informed choice.

  • Making all information clear and easy to understand

    When making such an important financial decision, it is important that you fully understand your options. We approach every meeting with patience, professionalism, and empathy. We can also arrange phone consultations if you can’t make it to one of our offices.

To learn more about our services, get in touch with us today


  • Phone: 1300 001 225
  • Email:
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