Below you'll find a list of all posts that have been categorized as “Aged Care”
Choosing an aged care facility for your loved one can be incredibly daunting. You want to know that your parent or family member will be both happy and well cared for. And while it’s natural to feel uneasy about making the right call – especially with everything that’s changed in the aged care space over the past couple of years …
We talk to a lot of families who are going through this for the first time. Mum’s had a fall, or Dad’s memory isn’t what it was and suddenly everyone’s trying to work out what happens next… not just where they will live, but how you actually pay for it. If that’s where you’re at, you’re not alone and you …
One of the first big decisions families face when a loved one needs to move into residential aged care is how to pay for the room itself. It comes down to two options… or a mix of the two: the RAD and the DAP. It’s easy for the acronyms to get confusing at a time when you’re already juggling a …
When a loved one needs to move into aged care, families are often faced with a long list of questions. How much will it cost? Do we need to sell the family home? What happens with Centrelink? What about Mum or Dad’s investments or super? Will this affect their estate? It’s no wonder so many people feel overwhelmed. The good …
One of the most common questions I hear from families is: “If Mum needs to go into aged care, do we have to sell the house?” The short answer is not necessarily. Many people assume that moving into residential aged care automatically means selling the family home, but that’s often not the case. Every family’s financial situation is different, and …
One of the most common situations we see in aged care financial advice is families coming to us feeling overwhelmed because their parent owns assets – but simply doesn’t have enough cash flow to comfortably live or pay for care. Recently, I sat down with a lovely family consisting of a mother recently diagnosed with Alzheimer’s disease and her three …
Often, when the time comes for a loved one to enter aged care, it happens quickly. You’re suddenly faced with big emotional decisions… and just as many financial ones. That’s where aged care financial advice comes in – but if you’ve never been through this process before, it can feel overwhelming trying to work out where to start and who …
Over the years, I’ve noticed a pattern. Families often come to see me after they’ve received what I call the “OMG letter” – and by then, the damage is usually already done. What is the “OMG Letter”? The “OMG letter” is the letter sent by Centrelink or the Department of Veterans’ Affairs around two years after someone enters aged care. …
Moving a parent or loved one into aged care is often one of the most stressful periods a family will face. Decisions need to be made quickly, emotions are running high and the financial choices involved can be significant. In many cases, families are dealing with hundreds of thousands… sometimes millions of dollars, often accumulated over a lifetime. One of the …
When a parent suddenly needs aged care – whether after a fall, hospital admission or rapid health decline – families are often thrown into panic. You may be feeling overwhelmed, unsure what to prioritise, and worried about making the wrong decision. The good news? There is a clear pathway. The key is knowing what to do first – and what not to rush. …
