How Much Does Aged Care Cost?

As we grow older and enter our *golden years*, many of us may require additional care and support to maintain our quality of life. Aged care can help seniors live comfortably and independently by providing a range of services tailored to meet individual needs. However, the question that often arises is, “How much does aged care in Australia cost?”

There is no straight forward, one size fits all answer. It is important to understand that aged care costs will vary depending on individual circumstances. Factors such as the type of care required, location, and income will all play a role in determining the cost. In Australia, the government offers a range of aged care services, including Home Care Packages, Residential Care, and Short-Term Care. 

Home Care Packages 

These can enable people to receive care and support in their own homes. The cost of these packages will vary depending on the level of care required, but the government generally subsidises a portion of the cost. Users of this service, depending on their income and assets can be required to contribute to the cost. You can read more on the government website here.

Residential Care 

This is the ‘traditional aged care’ for those who require around-the-clock care and support in a facility. The cost of residential care will depend on the type of accommodation, location, and level of care required. The government generally subsidises a portion of the cost, and residents will usually be required to contribute to the cost depending on their income and assets. It is important to note that no matter what how little your income/ assets are, aged care is for everyone and as long as care is required, the government will fund it.

Short-Term Care (respite) 

This for those who require temporary care or support, such as after a hospital stay. The cost of short-term care will depend on the type of care required and the length of stay.


It’s important to note that seniors who require aged care services are generally eligible for some (or full) financial assistance through government-funded schemes. It is also very important to note that it is critical to ensure you understand how the funding all works to ensure you are getting the maximum entitlements. At Aged Care Specialists VIC, we work with you and Centrelink to ensure you are receiving the maximum entiltments – even if you are already on the pension.

It’s important to seek professional advice and explore all available options when considering aged care services. When you engage our services, we provide a ‘fee for service’ approach so you receive unbias advice, giving you all your financial options regarding aged care for a one off fee. At the end of the day, what matters most is ensuring our loved ones are receiving the care and support they need to live comfortably and happily in their later years and it is so important to have the peace of mind that all available options were considered. You can contact us here, we would love to help.

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